What You Need To Consider Before Buying Used Bike Insurance

Motorcycles are a popular and convenient mode of transportation, especially in congested areas. However, accidents involving two-wheelers are common in India. Mandatory bike insurance online provides essential protection. Opting for a used bike is a cost-effective choice, preserving savings. Ensure extra protection by purchasing online bike insurance for unforeseen events. *

Important Things To Think About Before Purchasing A Used Two-Wheeler

  • Define Your Purpose:

Determine your goal for buying a bike, whether it’s for road trips or daily commuting. Understanding your needs helps you select the correct type of bike, considering factors like fuel costs, bike insurance, and maintenance expenses.

  • Thorough Research:

Explore bike models suitable for your requirements through online research and dealership visits. Seek professional advice from dealers or consider buying from acquaintances or online platforms if opting for a used bike.

  • Comprehensive Inspection:

Before finalizing a purchase, conduct a detailed inspection. Check for damages, dents, rust, fuel leaks, or worn-out parts. Verify the lights, horn, indicators, and engine functioning by performing a cold start. Having a mechanic present ensures a meticulous examination.

  • Test Ride:

Take the bike for a test ride after a satisfactory initial inspection. Assess the bike’s health, performance, and functionality, paying attention to the clutch, brakes, gears, and ignition switch. Report any issues to the owner.

  • Verify the VIN:

Check the Vehicle Identification Number (VIN) to ensure it matches the engine and plate numbers. Sharing this number with manufacturers, authorities, or bike insurance online companies can reveal the bike’s history.

  • Review Maintenance Records:

Request maintenance records from the owner to gauge the bike’s history and current condition. If records are unavailable, ask the owner for an oral estimation of the bike’s maintenance needs.

  • Negotiate the Purchase:

Engage in price negotiations after a thorough examination. Ensure the owner provides all necessary paperwork, including the bike’s insurance policy and registration certificate. Verify the required documents for a smooth, used bike purchase.

The Following Is A List Of All The Necessary Documents You Need: 

For a bike’s ownership transfer, gather the original RC, insurance, RTO forms 28, 29, and 30, PUC certificate, sales receipt, tax receipts, proof of address, and seller’s passport-size photos. With these documents, obtain the transfer deed or Transfer Vehicle Registration Certificate (TVRC) to confirm ownership legally.

Protection For Your Motorcycle

Every bike owner is required by law to obtain third-party insurance for their vehicle. Therefore, remember to transfer the two-wheeler insurance policy into your name. If the policy is about to expire, make sure you get an online insurance renewal for the bike during the transfer process.

Insurance providers offer a comprehensive two-wheeler insurance policy with necessary supplements to ensure total defence against unfavourable occurrences. If you already have one, you can transfer ownership rights and renew it by going to the bike insurance renewal page. An important factor in car maintenance is insurance. To avoid incurring significant costs, make sure you have comprehensive cashless bike insurance! Claims are subject to terms and conditions set forth under the motor insurance policy. *

* Standard T&C Apply

Insurance is the subject matter of solicitation. For more details on benefits, exclusions, limitations, terms, and conditions, please read the sales brochure/policy wording carefully before concluding a sale.